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RETIREMENT PLANNING
Our mission is to direct clients in the implementation of a diversified long-term investment plan based on Modern Portfolio Theory and Strategic Asset Allocation.
Retirement may seem like it is far off in the future. In reality, there are numerous benefits to acquire saving now versus saving later. The potential accumulation you can benefit from is directly linked with the impact of time. Many investors underestimate the value of time on their portfolio. No matter how old you are or what stage of life you may be in, it is never too late to start saving now.
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Retirement Planning is one of the most important events that you can plan for in your life. We are here to help you every step of the way.
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We know the importance of meeting your goals in retirement. We listen and work with you to determine what your objectives are and the needs, wants and wishes you would like to fulfill. At QuadCap Wealth Management, we make you our number one priority. The comprehensive, in-depth plan we create with you will give you peace of mind for your future.
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We are here to help you hedge against the risk that could affect you and your assets in retirement. Listed belowr are some of the risks one can encounter in retirement.
LONGEVITY RISK
The risk of outliving your assets. Many people are living longer and consequently, will need a greater amount of money to last them.
INFLATION RISK
Inflation is a factor in calculating the actual return you will receive on the investment of your money. It must be considered in determining how much money will be worth in future years. The cost of inflation can rise over the years and significantly devalue your portfolio if you don't property plan to protect against it.
HEALTH CARE COST
The cost of health care is only rising and can be detrimental to the accumulation of wealth you have sustained if not carefully planned for.
We implement strategies to mitigate against these risks that could potentially affect your portfolio in retirement. We work closely with our clients to determine their objectives, limitations and help them reach their personal spending goals. Each plan we create is client-specific and tailored to every individual need and unique circumstance.
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Cash Flow Planning is an important tool we utilize in order to determine your spending needs in retirement. For each client, we work closely with them to create a capital need analysis in order to determine their monetary need in retirement. This tool allows our clients to gain clarity on their retirement plan. Frequently, this planning technique helps bring peace of mind to the client nearing retirement. Listed below are more benefits of utilizing cash flow planning.
It has long been said, it's not about the amount of money you make; it's about how much money you keep, how hard it works for you, and how many generations you keep it for.