Are you ready for the next chapter?
While most people look forward to retirement with anticipation of new freedom and opportunities, there can also be anxiety about the changes retirement brings and about finances when one’s salary stops.
Having worked with retiring executives and others for decades, one lesson is clear: The more proactively you prepare for retirement, the less you have to worry about. That means investing early and often, and carefully considering the many financial decisions that lead up to retirement.
We help you sort through these issues and take advantage of appropriate retirement accounts, cash flow analysis, and other tools to provide peace of mind as retirement approaches.
Our discussion can address questions such as these:
- What will your cash flow need to be in retirement?
- What saving and investment vehicles are best for you, both at work and on your own?
- How much should you be investing for retirement today?
- What are the tax implications for various retirement accounts – both for making contributions and making withdrawals?
- When should you (and your spouse) start taking Social Security benefits?
- Should you consider long-term health care insurance?
- Should you take your pension as an annuity or lump sum?
- Should you pay off your mortgage to reduce cash flow needs in retirement?
- Will your money last if you choose to retire early?
Are you looking for a trusted advisor who’s always ready to answer questions and help you evaluate your options for retirement and the rest of your financial life? Let’s talk.